D&O: Directors and officers liability

Directors and officers liability insurance is a useful product for good management and corporate governance.

Running a corporation comes with many risks. Claims for damages caused by a poor management decision can threaten your company's survival, which is why our directors and officers liability insurance brings a lot of added value.

D&O liability insurance covers the risk of financial losses caused by members of statutory and supervisory bodies of a company during their executive service.

Main risks: 

  • Members of governing bodies must behave with "director's duty of care", otherwise they may expose the company to considerable losses.
  • Members of governing bodies are insured as "natural persons".
  • In addition to liability and indemnity risks, D&O covers a number of associated costs, including the costs of legal representation.
  • The damaged party may be mainly the corporation itself, its founders and, in the event of bankruptcy, its creditors.

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